Fintech 2020

7th Annual Financial Technology Summit 

29 September
Virtual Online Event 

2019 Headline Sponsor

Supporting Partners

The Conference 

Amidst one of the most turbulent years in modern history, the Fintech 2020 Summit will consider the role of financial services during the current crisis. Recent disruptions have only served to underline the vital importance of financial technology, with digital channels, mobile banking and agile infrastructures increasingly pivotal to frontline service provision.


The conference programme will contextualise the impact of recent events upon the sector, exploring the challenges and the opportunities as we reset the economy and rebuild the new normal. The Summit is geared for senior technologists, IT / Digital leaders and C-level executives from right across the FS sector, from the established tier-one institutions to challenger brands and Fintech start-ups.


Core conference topics 

•    Landscape: Trends, Culture, Trust, Transparency
•    Emerging Tech: Blockchain, Payments, Analytics, AI, ML, RPA
•    Regulation: GDPR, MiFID II, PSD2, Open Banking, APIs
•    Customer Strategy: Engagement, UX, Data Insight, Marketing & ML
•    Strategy: Skills, Funding, Collaboration, Cyber Security, Resilience
•    Infrastructure: IT, Digitalisation, Cloud, Mobile, XaaS




DIGIT has rapidly grown into the largest independent business technology community in Scotland. We run an extensive series of conferences focused on core areas of emerging Technology, Digital and IT. We also run Scotland's leading IT & Digital News Platform which receives over 100,000 views per month.

The events provide a unique platform for knowledge exchange and discussion, drawing stakeholders together to explore best practice, technological innovation and business outcomes. Our conferences attract a senior delegate following and have become renowned as an important forum for high-level networking and engagement.

Past Speakers 
Senior Solutions Consultant - UserTesting
Managing Director
Listings Ledger
Ultimate Finance
Author & CEO
Cognitive Finance Group
Head of Open Experience RBS
Senior Product Owner
Founder & CEO
Consumer Representative
OBIE Steering Group
Journalist & Broadcaster
BBC Scotland
Fintech Scotland
Burness Paull
Fintech VC Specialist
Octopus Ventures
Head of Innovation
Solutions Engineer
Cyber Resilience Specialist
CEO & Founder
Women's Coin
Head of Community
Show More

2019 Conference Agenda (2020 coming soon)


Day 1: 25th September

Session 1

The opening session will consider market evolution, exploring how the Financial Service industry has fundamentally changed and illustrating how different organisations have embraced the challenges and opportunities of continuous disruption.

09:20     Welcome and Introduction

Mark Stephen, Journalist & Broadcaster, BBC Scotland

09:30     Purpose Led Digital Disruption

Samantha Bedford, Head of Innovation, CYBG

09:45     FS Evolution and Value Chain Disruption

Mark Doherty, Managing Director, Avaloq

10:00     The Shift to Open Ecosystems: Open API Trends and Applications

Domenico De Fano, Senior Product Owner: Open API, Revolut

10:15     Keeping the Customer at the Centre of Innovation and Change

Landon Barnes, Senior Solutions Consultant, UserTesting

10:30     Combined Q&A

11:05     Refreshments & Networking


Session 2

This session will explore four key areas in a smaller and more interactive environment, with topics ranging from digital transformation to information security. Four breakout sessions will be run in unison and then repeated, providing delegates an opportunity to select two of the breakout options.

11:40     Breakout session 1

12:10     Transition

12:15     Breakout Session 2

Breakout A: Do you know what vulnerabilities sit in your applications?
·        Explain how both security and developers must work together to stop this trend or risk losing the entire open source ecosystem
·        Analyse and detail the events leading to Equifax's open source breach and $700m recent fine
·        Define what the future of open source looks like in today's new normal
·        Outline how developers can step into the role of security to protect themselves and the millions of people depending on them
Dave Doughty, Principle Engineer, Sonatype


Breakout B: Surfing the wave of the next destructive cyber attack
·         Digital transformation is enabling disruptive business models to provide improved customer experience and better business outcomes
·         Building a culture of recovery and resilience is the key pillar enabling this digital transformation
·         The risk landscape in such a complex world is dramatically changing and cyber attacks are now no longer a question of ‘if’, but ‘when’
·         Organisations must build cyber resilience early into their digital and cloud transformation strategy. It’s time to re-evaluate your traditional disaster recovery programs
Felicity March, Cyber Resilience Specialist, Europe Infrastructure Services, IBM Resiliency Services


Breakout C: Scaling a fintech business: pitfalls, challenges and opportunities
·          Defining and following a technology strategy
·          Building suitable governance frameworks
·          When agile meets compliance
·          Instilling values and cultures as your team grows
Stuart Lunn, Founder and CEO, LendingCrowd


Breakout D: Securing the Digital Channel

·         The Application Economy driving Financial Digital Transformation

·         Implementing Strong Customer Authentication

·         API Security And Management with Third Party Providers

Paul Dignan, Manager, Systems Engineering, F5 Networks

12:45     Lunch, Exhibition & Networking


Session 3

This Session will focus on 2 of the most disruptive technologies that are currently impacting the FS sector. Stream 1 will explore the evolution of money and the rise of cypto currency. While stream 2 will cover machine learning and user experience. The Streams will be run in parallel and delegates will select one stream to attend.

13:35     Stream 1. Cryptocurrency - Disruptor or Disaster

Daniel Lesnick, Head of Community, Zumo & Blockchain Mentor, Wayra

Kate McKay, Partner, Galvanise Capital

13:35     Stream 2. Machine Learning and User Experience

Icy Zhang, CIO, Listings Ledger

14:10     Transition


Session 4      


The final session of the day will look at how AI is impacting the Financial Services sector; exploring how AI has matured as a technology and how it is being applied in practice. The session will then turn to the wider implications of AI implementation, from organisational strategy to ethical implications and the need to ensure people are kept at the heart of this transition.

14:10    The Evolution of AI in Financial Services

Clara Durodie, Author & CEO, Cognitive Finance Group


14:25     Augmenting the Human: Enhancing Not Replacing

Andrew McKee, CIO, Ultimate Finance

14:40     Afternoon Q&A Panel

Andrew McKee, CIO, Ultimate Finance

Clara Durodie, Author & CEO, Cognitive Finance Group

Icy Zhang, CIO, Listings Ledger Plc

Daniel Lesnick, Head of Community, Zumo & Blockchain Mentor, Wayra

15:20     Closing Remarks

15:25     Close of Day 1

Day 2: 26th September

Session 1            

Building on the themes from Day 1, the morning session will begin by looking at leveraging Fintech to deliver for the customer. Speakers will look at how technology is improving the customer experience, and how the shift to open platforms and open banking can drive tangible value and support financial inclusion.

09:20     Welcome from the Conference Chair

Mark Stephen, Journalist & Broadcaster, BBC Scotland

09:30     The Role of Fintech as Driver of Positive Outcomes and Customer Impact

Stephen Ingledew, CEO, Fintech Scotland

09:45     Leveraging Open Innovation for Customer Impact

Kristen Bennie, Head of Open Experience, RBS

10:00     Ensuring Open Banking Delivers for the Consumer

Faith Reynolds, Consumer Representative, OBIE Steering Group

10:15     Q&A

10:50     Refreshments & Networking


Session 2

The session will explore the goals, identity and USP of the Scottish Fintech Ecosystem; from driving economic impact and career opportunities to increasing financial inclusion and trust. The specific areas will be examined through a series of individual lightning talks, the participants will then join a panel to discuss how we can align efforts to make these ambitions a reality and maximise the collective impact.

11:25    Lightning talks

  • Developing Talent and Career Opportunity

  • Financial Awareness and Inclusion

  • Enabling Ethical Finance

  • Making a Positive Human Impact with Technology

  • Trust and Transparency

12:00     Panel Discussion

Tynah Matembe, CEO, MoneyMatiX

Prof Christine Bamford, CEO, Womens Coin

Ben Spigel, Director of Entrepreneurship & Innovation MSc, University of Edinburgh

Andrew Duncan, CEO & Founder, Soar

Callum Sinclair, Partner & Head of Technology, Burness Paull

12:30     Lunch


Session 3: Round Tables

The conference programme will conclude with a session of round table discussions. Each table will have a central topic theme, and will be designed to facilitate engagement, share insights, encourage discussion and broaden understanding around this topic. Groups will also be encouraged to identify action areas, where collaboration from participants could help deliver positive impact.

13:30     Round Tables

Table Topics

  • The Future of Finance with the Bank of England

  • Financial Inclusion

  • Global Opportunities

  • Chemistry: Collaboration in Action

  • Funding and Preparing for Investment

  • Transforming Consumer Savings

  • Open Banking and Ethical Finance

  • Skills and the Talent Pipeline

  • Building a Culture of Privacy by Design 

  • Cryptocurrency

  • Tackling Debt and Predatory Lending

  • Customer Experience

  • Company Culture


13:30     Fintech Pitch (Closed Session)

During Session 3 we will be running a parallel Pitch Session. This will enable a select group of Fintech start-ups to gain an opportunity to pitch to an expert panel of investors and Fintech specialists.

Expert Panel

Paul Atkinson, Serial Investor & Founder, Par Equity

Juliette Souliman, Fintech VC Specialist, Octopus Ventures

Rob Dobson, Serial Entrepreneur and Angel Investor

Stuart Lunn, CEO, LendingCrowd​

15:00     Close of Conference




*The draft agenda is provisional and subject to change and revision


2019 Conference Sponsors


Recruitment Partner
Registration & Lanyard Sponsor




Fintech 2020 will be free to attend for Financial Services personnel and Fintech Companies (providing a financial service). Suppliers of technology, professional services, consulting & recruitment are subject to a £299 delegate fee (this covers both days).

Delegate Terms and Conditions
The online booking form constitutes a legally binding agreement. We cannot be held responsible for the non-arrival of registration information.

Cancellations must confirmed in writing by 5pm 27th Sept 2020. Please send to

Substitutions will be accepted if notified in writing before the event.  It may be necessary for reasons beyond the control of the organisers to alter the content and the timing of the programme or the identity of the speakers. Where conferences are free to attend, a £99 + VAT charge will be levied should the delegate fail to attend on the day and not notify the organisers before the specified time & date.
Data protection
The personal information provided by you will be held on a database by DIGIT and will be shared with exhibitors, sponsors and supporting organisations of the conference, only with your permission.
If you  wish your details to be used for this purpose, please check the box on the registration form or email 
For more information and any further enquiries, please contact by email at or by phone 0131 553 9381 

Catchpell House

Carpet Lane



Tel: 0131 553 9381

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